you have a Triple A credit rating, you can basically dictate to the underwriters what interest rate you are willing to pay. Also, I'll say this...everything is connected. By this I mean that the bottomline is indirectly connected to the success of the FB team on the field. If our ND finance guys are sharp, and I believe that they are, I am sure that they were watching that fiasco at Michigan this year. I hope our decision makers at ND were watching it too. But if our bottomline remains the same whether the team is 8-5 or 13-0, I fear that they will care more about that than maintaining a winning FB tradition at ND.