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Hell no we shouldn't. The people who can't pay off $12k loan by Freight Train
in 10 years got a garbage degree funded by the US government. They should have gone to trade school and gotten some noble job like a plumber, HVAC tech, med tech, anything other than a useless degree that can't pay off a $12k loan. The irony is that the plumber can pay off that $12k loan.
Signed, father of a kid who dropped out of a college to pursue a trade vocation. It was absolutely the right decision for him, and he's paying off his meager student loans because he's taking responsibility for his choices and learning the value of making a promise. He keeps his promises.