They can't wreck it much more already!
thieves can steal you SSN and file a tax return before you do, essentially negating yours. This can be fixed, but takes months and a lot of effort.
Thieves can open credit cards in your name, and the collection agency will come after you. Again - this can be fixed but of course not easily.
In my name.
I remember I had to produce a drivers license when purchasing a phone from Verizon. It appears that a DL isn't required this time around. I told the Verizon rep I was surprised how easy it was to get a phone plan these days.
The credit card was from the Children's Place. I guess someone needed some 2T overalls.
on Experians site:
To protect your personal identification information, Experian does not return correspondence sent to us.
I found this web site ... https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs
Freezing your credit wont necessarily stop someone from filing taxes in your name though (and I am not sure how companies such as Lifelock prevent this).