We are out of the draw period

And it was only my father on the note so I don't think anyone could have made a draw.

I have no idea if the lender would give me notice. I would hope so that they'd pull up the county property record and at least find my name on it, but it isn't like my mailing address or phone are on there, however that is easily findable.

I guess I'll just trust my sister if I have to vs. rock the boat.

Also I knwo it is illegal to run a credit check on someone without their consent, but could I do so on my father (deceased) to see if the account still reports under him?