As JT describes below, good money management

As JT describes below, good money management
by rflor (2019-03-18 19:19:00)

In reply to: For the horizon of any investor building for retirement yes posted by airborneirish

Uses a variety of techniques, including mutual funds, ETFs, specific stocks, etc...all tailored to the individual’s risk level.

If your threshold for advice is 100% product agnostic, then what would you expect from an advisor? To me, it seems like an unattainable bar to clear.

I do not have a dog in this hunt....I’m an IT guy who enjoys doing his own investing/personal finance, but these type of absolute statements come across as unhelpful.

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