UM/UIM
by ND92 (2022-08-07 09:18:27)

In reply to: Agree with others  posted by Denver Jim

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Many would be surprised that their umbrellas excludes UM/UIM. Many carriers experienced significant losses with this so they offer umbrellas without UM/UIM. Have to request it for most carriers. Including the coverage may double the price, but it is well worth it since there is a higher probability (depending on where you live) that people are driving around with state minimum limits or no insurance at all.

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