It is for sure

Even if by some chance they get Havertz on a free, you still have an issue of a midfield with Phil, Thiago, Havertz, Goretzka, Thomas, Javi, Tolisso and Cuisance. And technically Kimmich.

I still believe Bayern is best served with Kimmich at RB, but they need another pivot/deep mid in addition to Thiago and it feels like Javi isn't long for the club. And they NEED creativity because unlike Tottenham, BL teams are smart and go compact and narrow against Bayern. Either you're forced wide (which we see constantly) or you have someone strong and creative on the ball - Coutinho or Thiago - work in the middle and distribute.

In a perfect world, I'd like to see Alaba/Luca/Ivan Drago/Kimmich at the back with Pavard rotating, and a midfield rotation that always includes either Thiago or Phil. And both against sides that are going to play narrow and press. Guys like Tolisso and Goretzka will be more effective against teams like Dortmund, Leipzig, Bayer, etc. because those sides will be a lot more open even if they're pressing. So where does Havertz fit in? Not sure he does if you have Coco, Phil, Goretzka and Thomas. Something has to give.