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Physicians are certainly affected by student loans. by CUBluejays
If you have $200,000+ in student loans it eliminates the option of primary care, because you don't make enough money to float that kinda debt along with a house, car and kids.
Physicians also enter the work force later and during residency you don't make enough money to pay down you student loan debt and have an apartment and car payment.
This isn't the 80's anymore. Heck, Medicare is about to slam office based practices with a payment change at is going to make life worse for primary care.