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Kind of a loaded question by dvpgm

If the end goal is to simply get the husband off the solution is to pay off the loan via a refinance of some sort (or cash if that is an option).

Because the loan amount is so low it makes it cost ineffective to just do that in most cases though. Were you friend my customer we would have a conversation about her overall financial picture and what the best monetary solution for her specific issue was. The solution may range from doing nothing to a few different loan options and scenarios. I have included my email if she wants to shoot me a message and I will do my best to advise.