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Would they likely demand payment bc of death? by orangejubilee

Estate attorney advised that the bank would not do anything if we didn't say anything as long as the payment terms on the HELOC were met. Everything has been copacetic for the last 6 years under this assumption.

There is plenty of equity in the house, but wanted to let sister live there for period of time (son in school) before selling it off and splitting proceeds. So that is what we did.

I figure at some point the bank would contact me (name is on deed they can pull online) if they were not getting paid. But the balance at death (6 years ago) was <10K, so maybe they wouldn't put any time into it.

It hasn't hit my credit or anything (I don't think it could I am not the borrower) so I am not hurt, but time to sell will be in about 18 months (and pay off HELOC obviously) and trying to get some idea how it will go down.