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Post being replied to

okay, but many can also scoff at index funds by jt

to truly understand and evaluate money management, IMO, one really needs to start with a basic understanding of alpha and beta relative to the benchmark(s).

basically, you might be below the S/P but taking on 50% of the risk and generating 200% of the expected return (as an example). That might be the better situation for the investor, depending on their risk profile, time horizon, etc.