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Post being replied to

I just decided to go with Gold. by tdiddy07

I didn't think I'd get the value out of it to make up for the fee, as I don't frequently check bags to cash in on the airline credit, so the $100 Gold credit will probably be closer to being useful, and I don't care about lounges. I also haven't had the need for Global Entry yet, although when that changes, I might consider it.

And when I analyzed my spending patterns, I typically would get more bonus points from the Gold. Although if I start traveling more for work, that could change.