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This. by CMillar

There's always something to fix or replace, and none of it ends up being cheap.

Regular maintenance can be sort of a pain and there are likely systems or things you've never thought about that will require regular service every 1/2/3 years. Many of these can be specific to your home and you may not even know they exist unless the seller/builder told you about them or it breaks and the service person discovers it and tells you about it.

And some projects can easily snowball. "Hey, I want to replace these skylights" suddenly turns into "no one will replace skylights in a roof older than 15 years, so here comes a new roof, and, oh, may as well replace the gutters while you're doing the roof", and so on.