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Post being replied to

The market itself is gambling by ravenium

This just makes it easier.

I agree on the saving part, but investing is a tricky one - a lot of these instruments are easy ways to watch money vanish in a hurry (single stocks, etc). I agree to a certain point people should be allowed to make their own informed risks, but there's also a lot of predation coupled with "I got rich! you can too!" marketing in this and cryptocurrency.

I don't like the gatekeeping of the big firms either, but there's something to be said for structure and sane investment advice.