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Post being replied to

With regards to the auto accident......... by Ty Webb

I think it often depends on who the other carrier is, the accident itself, etc. In one accident I had, the police said the other driver was at fault but the other carrier dug in claiming we were both at fault. So my carrier paid for my repairs and I paid the deductible. I had moved on when 12 months later I got a check in the mail from my carrier. They had been able to successful argue and get the other insurance company to pay - both my insurer and myself got our money back.

But other times, I guess when the fault is clear cut, the other insurer will pay. I had a kid pull off to the right in front of me and then without realizing I was there, tried to make a U-turn. We collided and it was clear he was at fault. I notified my insurance company but the kid's insurance company handled everything.