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That's an area of law I don't know much about. I wonder how by VaDblDmr

this works when, evidently, USC was on notice about this guy at least from the 1990s? Were they contemporaneously disclosing those complaints to their insurer?

"Allegations against Tyndall first surfaced in 2018 in an investigation by the Los Angeles Times, which revealed that the doctor had been the subject of complaints of sexual misconduct at USC dating back to the 1990s."