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Here's how he calculates by irishmitten
Phil Steele's Stock Market Indicator is the average of the win totals from two and three seasons ago minus the win total of the previous season.
Notre Dame is 7 ('16 4-8, '17 10-3) minus 12 ('18 12-0) for an SMI of -5.0
This means he predicts the Irish will win 5 less games in 2019 for an overall record of 7-5.