I’m a huge fan of income-based repayment and forgiveness.

Replies:

I think these programs are ok, but they need to be - Tex Francisco 2024-02-22 13:46:23
- They made that improvement - czeche 2024-02-22 15:50:39
  - right - jt 2024-02-23 01:51:08
    - I think you can split it into two different problems. - Tex Francisco 2024-02-23 09:03:29
      - Why not let the market address both problems? - jt 2024-02-23 11:04:33
        Because the market wont address the problems in fact the - wpkirish 2024-02-23 11:54:03
        wait, Tex said that the market is addressing one of them - jt 2024-02-23 13:40:29
        My fault was just responding to your saying let the market - wpkirish 2024-02-23 17:08:27
The money comes from somewhere. - EricCartman 2024-02-22 13:38:54
- The loan forgiveness is for low income borrowers, and - Tex Francisco 2024-02-22 15:56:55
  - The Top 20% of earners also make all of the money. - EricCartman 2024-02-22 16:41:52
- We should incentivize more college graduates. - kormal 2024-02-22 15:27:42
  - Hell no we shouldn't. The people who can't pay off $12k loan - Freight Train 2024-02-22 16:38:17
    - A garbage degree ad opposed to a business degree? - ACross 2024-02-22 18:58:22
      - Was his nickname Maggot by any chance? - akaRonMexico 2024-02-23 14:46:36
        Alas, the one doing the best on ND - ACross 2024-02-23 15:03:30
        Nyet * - ACross 2024-02-23 14:57:54
      - I think you have to distinguish between degrees - Kali4niaND 2024-02-22 20:00:47
      - You have no credibility on this issue. Zero. - Freight Train 2024-02-22 19:12:19
        Simmer down bean counter * - ACross 2024-02-23 00:42:03
        So you denigrate others’ “garbage” degrees above - ocnd 2024-02-22 19:43:07
        An online degree from Univ of Phoenix for $150k - EricCartman 2024-02-22 23:02:02
        If you can’t pay off a debt used to fund something - Freight Train 2024-02-22 19:46:00
        I resent that college has become a return on investment - jt 2024-02-22 23:25:42
        Why? ROI has always been the game. - EricCartman 2024-02-23 09:13:56
        That premise is 100% false - ACross 2024-02-23 15:16:10
        It’s implied. - EricCartman 2024-02-25 22:39:51
        "Idea of a University" would say otherwise - czeche 2024-02-26 10:24:24
        "Party school like ND." Classic * - jt 2024-02-23 16:56:57
        I disagree, at least to the extent - jt 2024-02-23 11:06:25
        Ha.... - Kbyrnes 2024-02-22 19:25:08
    - I disagree that degrees are garbage unless the person is - kormal 2024-02-22 17:57:01
      - I think you are fundamentally off base - BigClumber 2024-02-22 19:46:50
        I remember an interview with Spike Lee, maybe 10+ years ago - Tex Francisco 2024-02-23 09:41:07
        Not only do I disagree but this is a depressingly - kormal 2024-02-22 19:49:29
        A very simple thought exercise. - Freight Train 2024-02-22 19:59:14
        “Own” a college degree - kormal 2024-02-22 20:03:43
        A college degree is an asset that was bought. - Freight Train 2024-02-22 20:06:56
        That's hilarious - BigClumber 2024-02-22 19:57:45
        I don’t see the world as I wish it was. - kormal 2024-02-22 20:04:40
        I am sincerely curious. In this better world, - Freight Train 2024-02-22 20:14:30
      - An art history degree has zero utility unless it helps - Freight Train 2024-02-22 19:14:34
  - Ironically, too many people attending college is a problem. - EricCartman 2024-02-22 16:36:20
    - I repeat that college isn't just to teach people how to work - ACross 2024-02-22 19:02:58
      - It’s mostly networking and broing down. - EricCartman 2024-02-22 23:09:31
        You really think it's mostly networking? - Tex Francisco 2024-02-23 09:24:14
        If you live in Houston, probably a lot. - EricCartman 2024-02-23 10:42:09
      - Yeah, and accountants learn that you dope * - Freight Train 2024-02-22 20:00:36
      - And I take EC's point to be that a traditional four-year... - FL_Irish 2024-02-22 19:14:40
        It is not a coincidence - ACross 2024-02-22 21:31:32
        One wonders to what extent that can be explained as... - FL_Irish 2024-02-22 22:50:39
        But is there really a low opinion of those without - FaytlND 2024-02-23 13:42:38
    - I don’t view a college degree as an “asset” for which - kormal 2024-02-22 18:00:27
      - A degree most certainly is an asset. - EricCartman 2024-02-23 09:08:04
        I think the point is that it's not solely an asset - FL_Irish 2024-02-23 09:25:45
    - I agree with all of this. * - FL_Irish 2024-02-22 17:55:37
I'll play devil's advocate - ravenium 2024-02-22 13:23:06
- Those are all great questions. - kormal 2024-02-22 13:37:01