I agree, but there won't be a 2-loss SEC champ this year

unless it's Texas A&M. The formula for a 2-loss SEC team to make the playoffs would be:

- Early nonconference loss to another elite team
- Lose to the 3rd place team in your division (or someone in the other division)
- Beat the elite team in your division and reach the SEC title game based on that head-to-head tiebreaker.

That was the formula that Auburn had 2 years ago. They lost to Clemson and LSU, then beat Alabama and were positioned to be the first 2-loss team to reach the CFP until Georgia beat them in the SEC title game. A&M identically opened their season with a loss to Clemson, and they lost to Auburn. If they run the table, then that would include a win over Bama. If Auburn loses to Bama and someone else, that would put A&M in the SEC title game against (presumably) Georgia and winning that would undoubtedly put them into the CFP.

But that's just theoretical. A&M isn't good enough to do all that. As for the rest of the teams, there aren't any more quality nonconference games on their schedules, and it's hard to imagine a team with 2 conference losses winning their division.