I haven't had your exact situation, but...
* padding is always shot after getting meaningfully wet
* much of the carpet could be saved if enough industrial fans were down there. We've had our basement carpet fluttering like a flag in the wind before
* I'm not a drywall expert but they cut it slightly above water line and then redo...actually not a huge deal
You are in reasonably good shape because the water was pumped out so quickly. Mold takes three days of moisture...if you have everything blowing/dehumidifiering etc. then you could have it dry within three days.
Long term issue is making sure it never happens again. We had to spend over $10K once to get ours fixed...literally went from a waterfall coming into basement during meaningful rain to not a drop in over 10 years. Very expensive but money well spent.
I went downstairs in the morning and our finished basement was covered with an inch of water.
State Farm was pretty good about handling everything. Family friend is in HVAC, and he took care of the hew hot water tank and furnace (water got inside furnace and the fiber ductboard for the air return, it was old anyway). Fortunately, there was deemed no mold risk. Some of the studs have water marks on them, but we just put down new carpet and baseboards.
Agree with below that more important is finding the source of water entry and doing what you can to prevent it.
For exactly this reason. I've known several people who've had this issue. It's only a matter of time with a water heater tank that it will rust out and cause a flood. It's one of the only appliances in the house where it's a good idea to replace before it actually dies.
Our plumber says that he recommends that you crawl under it with a flashlight at least once a year to inspect it and make sure there are no visible signs of rust or corrosion.
When ours did that I didn't even turn it in because the State Farm policy definitely read like it was excluded. Crap.
Water heater died, but it was more of a slow leak and did not get above the faux hardwood floors so no damage to furniture or (thank heaven) the bar.
But it was a hefty price to replace the floors and do the mold remediation. They covered it all
I can't be of much help with how to handle the current damage, but I did recently undergo a project to get a flooding issues resolved with my unfinished basement that we are preparing to finish.
Our problem was that water was coming into what they call the "fingerspace" which is a small gap between the foundation and the brick. It's literally the space that the the bricklayer's fingers leave when laying the brick. Water eventually finds its way in there over the years and you have to put a drain to push the water away from the foundation out into a french drain in the yard. Depending on slope, you might also need a sump-pump.
Obviously, you should look into getting someone out to have something similar done so that you can avoid future issues. My work came with a 5-year warranty which was a nice benefit.
Three years ago we had a wall water pipe freeze and break (in NC, so it was a bit unexpected). It must have broken right after we left for work because when we returned 8 hours later there was at least 6" of water over the entire basement. The basement was a poured slab with a combination of finished and unfinished, carpet and linoleum, about 1200 sqft in total. ServPro came out the next day and removed the carpet, linoleum and 18" up from every drywall surface. They also left blowers in the house for about a week. ServPro seemed slightly overpriced to me, but not excessively so. Blowers were $25-$50 per day per blower, so we probably could have purchased our own for less. Overall they were very professional and did a very good job and we were pleased.
At the end of that week we had our homeowners insurance adjuster come out and walk around the house to determine the cost of replacement. They covered the cost of the pipe replacement and the ServPro remediation based on the receipts. To calculate the cost of replacement, they took measurements of the rooms to calculate sqft and then used a formula to determine the replacement value. $x per sqft of carpet, $y per linear foot of baseboard. The dollar amount was based on the existing material type. Solid pine stained baseboards were a higher value that white composite boards. Adder for baseboard topper and quarter-round. Quality of carpet, quality of underpad, etc. We had two layers of linoleum under the carpet. They covered the cost of replacing two layers of linoleum and the carpet (which I thought was strange, but I'll take more money.) One thing we argued over was cost of paint. They wanted to cover the cost to replace only the 18' of removed drywall. No one only paints 1/5th of a wall.
Overall we felt they came in slightly low, so we had two independent estimates done, which came in a few thousand higher. They wouldn't really budge and I think we ended up getting $500 more.
We opted for a check directly from the insurance company, instead of them paying the contractor directly. We wanted to finish the entire basement and I'm pretty handy so we felt we could more the money stretch further. The insurance cut a cheque for already out of pocket costs (the plumber, ServPro), repair of items (computer, furniture ... all with receipts). They then cut a cheque for %50 of the remainder and then needed receipts for the balance (to make sure we just didn't pocket the cash).
All in all it went pretty smoothly. I think it really depends upon the adjuster sent out. I also can't stress this enough ... DO THE WALK THROUGH WITH THEM AND MAKE SURE THEY ARE CORRECTLY ACCOUNTING FOR WHAT WAS THERE.
3 years later, I still haven't finished my own baseboards.
Your loss was covered because it was caused by a frozen pipe. Unfortunately an HO policy will not cover this loss if it's caused by flood or surface water. That's a standard exclusion. Of course if he has a flood policy it will be covered.
Most are just a giant pain in the ass. I don't know why new homes have them.
Year ‘round ~68 degrees, dark & quiet. As mentioned below, kids have a place to make noise, keep their toys out of the way. Same thing for me when/if ND football becomes worth getting worked up for again. Almost doubles livable square footage, more than doubles storage, great place for utility/mud room. Oh the premium I’d pay for a basement in DFW...
Rolling Hills has a one story height limit.
If you can’t build up. You can always build down.
Tennis Court
Pool
Etc.
Dark, cold, wet and bug infested. I've never understood the appeal.
When my wife and I were recently looking at homes, I never wanted to waste any time being sold on the merits of the basement for anything other than a place to store things.
On the plus side, if I dig a post hole I make a very small pond.
Apparently it is wondrous.
It's the happiest place on earth.
Or sloping lots, which result in a walk-out basement.
basements are the best place to go during tornado warnings. Living in Alabama, that is a significant issue.
Take two homes, one with a basement, one built on slab. Same lot footprint, one has way more space than the other.
We have a playroom for the kids and a man cave for myself without having to clutter our living and family room upstairs with toys, etc. Our mechanicals are in the basement which means our heater and A/C doesn't eat up closet/mudroom space on the main floor. We have tons of storage that I can easily access without having to crawl my ass up into an attic or crawl space.
In the 7 years we have been here, we've had lots of bad rains storms and no water issues at all (knock on wood). The houses in our development are mostly properly graded, french drains installed in the basement as well as sump pump holes for those that might need a sump pump.
Now on the flip side, my parents basement floods from time to time and it's a pain in the ass.
-(If finished) Extra living space with relatively constant temperature
-Extra storage space with relatively constant temperature
-Convenient location for heating equipment
-Convenient location for electrical
-(If finished) Place to send the kids where they can make noise and be messy without destroying the antique dining room table
...I can't really think of anything.
I would posit that the overwhelming majority of basements are never problematic.
for the house foundations, you're most of the way there anyway.
Nice thread hijack
In our case it adds 33% more living space for our family of 6 and this is the first time we've had an issue in 9 years of living here.
Make sure you document and photograph everything ServPro removes from your home. My in-laws had a fire, and if they hadn't documented everything, let's just say some of their stuff would have walked away.